Berufsgenossenschaften
A Directory of the 9 Statutory Accident Insurance Providers in Germany
In Germany, the Berufsgenossenschaften (BG) are the providers of statutory accident insurance for the private sector. Every German employer is required by law to be a member of a specific BG based on its industry. These institutions handle prevention, rehabilitation, and compensation for workplace accidents and occupational diseases. This list provides the names, industry focus and contact information for the current German Berufsgenossenschaften.
BG RCI: Berufsgenossenschaft Rohstoffe und chemische Industrie
(Social Insurance Institution for Raw Materials and the Chemical Industry)
This institution covers businesses involved in mining, stone and earth extraction, chemical manufacturing, paper making, leather production, and the sugar industry. Common SMEs include plastic parts manufacturers, specialized chemical laboratories, and small-scale paper processing workshops.
Kurfürsten-Anlage 62
69115 Heidelberg
Telefon: 06221 5108-0
www.bgrci.de
info@bgrci.de
BGHM: Berufsgenossenschaft Holz und Metall
(Social Insurance Institution for Wood and Metal)
This BG spans the entire wood and metalworking sector. Typical SMEs include carpentry shops, furniture makers, metal construction companies, locksmiths, and machine repair workshops.
Isaac-Fulda-Allee 18
55124 Mainz
Telefon: 06131 802-0
Telefax: 06131 802-20800
www.bghm.de
service@bghm.de
BG ETEM: Berufsgenossenschaft Energie Textil Elektro Medienerzeugnisse
(Social Insurance Institution for Energy, Textiles, Electrical, and Media Products)
This carrier covers technical and craft-based sectors including energy, textiles, electricity, and media. Common SME members include electrical contractors, textile and clothing manufacturers, printing and media production houses, and companies specializing in precision mechanics.
Gustav-Heinemann-Ufer 130
50968 Köln
Telefon: 0221 3778-0
Notfall-Hotline: 0211 30180531
Telefax: 0221 3778-1199
www.bgetem.de
info@bgetem.de
BGN: Berufsgenossenschaft Nahrungsmittel und Gastgewerbe
(Social Insurance Institution for Food and Hospitality)
Focused on the food supply chain and service industry. This includes SMEs such as bakeries, butcheries, restaurants, hotels, breweries, and catering companies.
Dynamostraße 7 - 11
68165 Mannheim
Telefon: 0621 4456-0
Telefax: 0800 197755330000
www.bgn.de
info@bgn.de
BG BAU: Berufsgenossenschaft der Bauwirtschaft
(Social Insurance Institution for the Construction Industry)
This BG covers all aspects of building and construction. SMEs typically insured here include roofing firms, masonry contractors, painting and decorating businesses, and plumbing services.
Hildegardstraße 28 - 30
10715 Berlin
Telefon: 030 85781-0
Telefax: 030 85781-500
www.bgbau.de
info@bgbau.de
BGHW: Berufsgenossenschaft Handel und Warenlogistik
(Social Insurance Institution for Trade and Logistics)
This institution is responsible for retail, wholesale, and warehousing. Typical SMEs include local retail stores, online retailers with storage facilities, and wholesale distribution businesses.
M 5, 7
68161 Mannheim
Telefon: 0621 183-0
Telefax: 0621 183-5191
www.bghw.de
direktion-mannheim@bghw.de
VBG: Verwaltungs-Berufsgenossenschaft
(Administrative Social Insurance Institution)
The VBG is a broad carrier covering the service and administrative sectors. SMEs include law firms, architecture and engineering offices, IT consultancies, banks, and private educational facilities.
Massaquoipassage 1
22305 Hamburg
Telefon: 040 5146-0
Telefax: 040 5146-2146
www.vbg.de
kundendialog@vbg.de
BG Verkehr: Berufsgenossenschaft Verkehrswirtschaft Post-Logistik Telekommunikation
(Social Insurance Institution for Transport, Post-Logistics, and Telecommunications)
This BG serves companies in the transport, logistics, and telecommunications industries. Common SMEs include taxi operators, trucking and freight companies, courier services, and waste management providers.
Ottenser Hauptstraße 54
22765 Hamburg
Telefon: 040 3980-0
Telefax: 040 3980-1666
www.bg-verkehr.de
info@bg-verkehr.de
BGW: Berufsgenossenschaft für Gesundheitsdienst und Wohlfahrtspflege
(Social Insurance Institution for Health and Welfare Services)
Dedicated to the care and health sectors. Typical SME members include private medical and dental practices, nursing services, pharmacies, daycare centers, and hairdressers.
Pappelallee 33/35/37
22089 Hamburg
Telefon: 040 20207-0
Telefax: 040 20207-2495
www.bgw-online.de
online-redaktion@bgw-online.de
